The Money Panel Blog

Busting the Jargon & Helping You To Make Better Financial Decisions

Children’s Pensions - Help your children become mini millionaires

Children’s Pensions – Help your children become mini millionaires

In my Money Confidence Gap Facebook community, I had lots of interest from parents about how to save for children. So I decided to run a Facebook live, “Junior ISAs and Junior Pensions.” Children’s pensions were the biggest area of interest and many parents weren’t aware that they could even set up a children’s pension. We Read more about Children’s Pensions – Help your children become mini millionaires[…]

Is this the best bank account ever

Is this the best bank account ever?

Is this the best bank account ever? In December 2017, I was feeling rather fed up with my bank. Both personal and business. Suddenly the simple things like sending payments to my friends was over complicated. I had to put in 2 different passwords and couldn’t send a payment using my phone. Having worked in Read more about Is this the best bank account ever?[…]

money saver - how to save for kids

Money Saver – How to save for kids

Life used to be so simple and you would stroll down to your local building society, open up a savings account and put aside money however you could. Now I know from being in financial services for 17 years that you stroll down the high street now, and if you are lucky enough to have Read more about Money Saver – How to save for kids[…]

healthy money savings habits to children

How to pass on healthy savings habits to your children

When it comes to kids and money, how do you pass on healthy money habits to them? Our own early money experiences impact on our own money messages and money habits. These messages will be passes on to our children without us even being conscious about it. In my last blog, I gathered together lots of Read more about How to pass on healthy savings habits to your children[…]

The Secret truth about making the best money decisions

The Secret Truth About Making The Best Money Decisions

The question on everybody’s lips is how can we make the best money decisions and what is the secret? One of the biggest problems we have is our own money blocks and money habits – and yes everybody has them! So what are they and how can they affect us? My Story My name is Read more about The Secret Truth About Making The Best Money Decisions[…]

Women and Money – #Pressforprogress

I was delighted to be asked to deliver a speech in aid of International Women’s Day two weeks ago alongside the wonderful Nikki Ramskill at The Female Money Doctor. We were tasked with discussing women and money with the them of this year #pressforprogress. We instantly came up with the “4Cs” – 4 areas that Read more about Women and Money – #Pressforprogress[…]

How to reduce the costs of paying for private school fees

For many parents the option to send their children to a fee paying school is not an option. However if you wish to consider sending them, what is the best way to save and how can these costs be reduced? A Lloyds study puts the average annual cost of sending a child to Private school Read more about How to reduce the costs of paying for private school fees[…]

Why Women are NOT Afraid of Investing

This week, we spoke to Zoe Fiddes, the founder of MOXI Wealth. Zoe has spent over 10 years in finance, working in the currency market and Venture Capital, aka raising money to invest in businesses. In between wrangling numbers, dividends and percentages for a living, she set-up a website to help women build their wealth. MOXI Read more about Why Women are NOT Afraid of Investing[…]

The most valuable questions to ask a financial adviser

The most valuable questions you need to ask a financial adviser

What are the most valuable questions you need to ask a financial adviser? This is a question I am asked frequently by my readers. One of the ways to make sure that you choose the right adviser is to arm yourself with a set of killer questions to discuss at your initial meeting. This will Read more about The most valuable questions you need to ask a financial adviser[…]

Make sure your pension goes to the right person

Make sure your pension goes to the right person

With the revolutionary changes to pension rules in recent years, one key change was the option to choose any beneficiary. The other key change, was how you can pass on your pension pot on death. Recent research from Royal London has found that the total amount of unclaimed financial assets in the UK range from Read more about Make sure your pension goes to the right person[…]

why you shold have a pension right now

Why you should have a Pension right now

  Let’s face it – pensions are complicated and also rather dull! But what isn’t dull, is what they enable us to do. Many people ask themselves do they need a pension. This article is to help explain what a pension is and how they can help you to live a full life, experience the world Read more about Why you should have a Pension right now[…]